Free 401(k) Rollover Calculators
Understand your rollover options, calculate early withdrawal penalties, plan your RMDs, and more. Free tools. No signup. Educational use only.
2026 IRS Limits: 401(k) $23,500 | Catch-up (50+) $31,000 | IRA $7,000 | IRA Catch-up $8,000
Retirement Calculators
Early Withdrawal Penalty Calculator
See how much you lose to taxes and penalties withdrawing early.
RMD Calculator 2026
Calculate your required minimum distribution. Avoid the 25% penalty.
Retirement Income Calculator
How long will your money last? Model withdrawals and Social Security.
401(k) Growth Calculator
Project your 401(k) balance at retirement including employer match.
Traditional vs Roth IRA Calculator
Compare after-tax value of Traditional vs Roth IRA.
Retirement Savings Gap Calculator
Are you on track? Find your gap and monthly savings needed.
Educational Disclaimer: RolloverGuard provides free calculators for educational purposes only. Nothing here constitutes financial, tax, or investment advice. Consult a qualified professional before making rollover decisions.
401(k) Rollover Rules by State
Select your state to see how your state taxes 401(k) withdrawals and rollovers.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming