Retirement Income Calculator

Use this free calculator to estimate how much monthly income your 401(k) or IRA could generate in retirement — and how different strategies compare.

401(k) / IRA balance$350,000

Your current age55

Target retirement age65

Expected growth rate6.0%

Your state

Balance at retirement

—

projected

Est. monthly income

—

4% withdrawal rule

Est. annual income

—

before federal tax

How Different Strategies Compare

Fixed annuity

—

Fixed indexed

—

4% draw rule

—

Variable annuity w/ rider

—

These are estimates. A licensed Retirement Specialist can show you exact income options for your specific balance, age, and state.

Schedule a Free Consultation

This calculator is for educational purposes only and does not constitute financial, tax, investment, or legal advice. Actual results will vary based on market performance, product terms, fees, and individual circumstances. Annuity income estimates are illustrative only and assume income rider activation. Fixed and variable annuity rates shown reflect current income rider ranges of 5-7% for ages 60-70 with joint lifetime payout options available. Consult a licensed financial professional before making rollover or investment decisions. Securities offered through a .