RMD Calculator 2026 — Required Minimum Distribution
Please enter an age of 73 or older. RMDs begin at age 73 under SECURE 2.0.
Your Age
Life Expectancy Factor (IRS Table)
Account Balance Used
2026 Required Minimum Distribution
Monthly Equivalent
% of Account Required
25% Penalty If Missed
5-Year RMD Projection (assumes 5% annual return)
Year
Age
Balance
Factor
RMD
Uses IRS Uniform Lifetime Table (2022 update). Results are estimates for educational purposes only. Verify with your tax advisor.
Educational Content Only: RolloverGuard provides free calculators and information for educational purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice. Calculator results are estimates only and may not reflect your actual situation. Always consult a qualified financial professional before making rollover decisions. IRS rules referenced are for the 2026 tax year.