Author name: James Whitfield

What Are Catch-Up Contributions and How to Maximize Them in 2026 Catch-up contributions are additional retirement savings opportunities available to […]

Safe Harbor 401k Plans for Small Businesses: A Complete Guide A Safe Harbor 401(k) plan is a retirement plan that

How to Rollover Your 401k to an IRA: Complete Step-by-Step Guide Rolling over a 401k to an IRA is one

The Complete IRA Rollover Guide: Rules, Steps, and Tax Strategies An IRA rollover is one of the most powerful wealth-management

401k vs IRA: Which Account Should You Use First? When building your retirement savings strategy, both 401(k)s and IRAs offer

SIMPLE IRA Rollovers: Rules, Limits & How They Work SIMPLE IRA Rollovers: Rules, Limits & How They Work A SIMPLE

What Is ERISA and How It Protects Your Retirement Account ERISA (Employee Retirement Income Security Act) is a federal law

Target Date Funds vs Index Funds in Your 401k Target date funds and index funds represent two fundamentally different approaches

Pro Rata Rule for Backdoor Roth Conversions Pro Rata Rule for Backdoor Roth Conversions The pro rata rule is a

How Sequence of Returns Risk Affects Your Retirement Income Sequence of returns risk (SRR) is the danger that investment returns