Author name: James Whitfield

When you withdraw funds from your 401(k), you’ll owe federal income tax on the distribution. However, whether you owe state […]

A Safe Harbor 401k plan is a retirement savings option designed specifically for small business owners who want to offer

The pro rata rule is an IRS calculation that affects how much of your backdoor Roth conversion is taxable based

What Are Catch-Up Contributions and How to Maximize Them in 2026 Catch-up contributions are additional retirement savings opportunities available to

Safe Harbor 401k Plans for Small Businesses: A Complete Guide A Safe Harbor 401(k) plan is a retirement plan that

Rolling over a 401k to an IRA is one of the most important financial decisions you\’ll make during your career

An IRA rollover is one of the most powerful wealth-management tools available to retirement savers, yet it remains shrouded in

401k vs IRA: Which Account Should You Use First? When building your retirement savings strategy, both 401(k)s and IRAs offer

SIMPLE IRA Rollovers: Rules, Limits & How They Work SIMPLE IRA Rollovers: Rules, Limits & How They Work A SIMPLE

What Is ERISA and How It Protects Your Retirement Account ERISA (Employee Retirement Income Security Act) is a federal law