Author name: James Whitfield

Target Date Funds vs Index Funds in Your 401k Target date funds and index funds represent two fundamentally different approaches […]

Pro Rata Rule for Backdoor Roth Conversions Pro Rata Rule for Backdoor Roth Conversions The pro rata rule is a

How Sequence of Returns Risk Affects Your Retirement Income Sequence of returns risk (SRR) is the danger that investment returns

A rollover 401k to IRA is one of the most important financial decisions you\’ll make during your working years or

A 401k rollover is one of the most important financial decisions you\’ll make during your career. Whether you\’re changing jobs,

When building your retirement savings strategy, understanding whether to prioritize a 401(k) or an IRA is crucial. Generally, you should

When you change jobs, your 401(k) doesn’t disappear—but you do need to decide what to do with it. In 2026,

SEP IRA vs Solo 401k: Which Is Better for the Self-Employed SEP IRA vs Solo 401k: Which Is Better for

Understanding the Pro Rata Rule for Backdoor Roth Conversions The pro rata rule is an IRS regulation that can significantly